Last Updated: 12.01.2025
Welcome to SwiftFunds – your trusted partner in microloans, owned and operated by SwiftFunds Inc. We are committed to providing fast, secure, and transparent microloan services to meet your urgent financial needs. This Privacy & Policy ("Terms") governs your access to and use of our website, mobile application, and all related digital services (collectively, the "Service"). By using our Service, you agree to the collection, processing, and storage of your data in accordance with these Terms.
To obtain a microloan through SwiftFunds, you must complete an online application by providing accurate personal and financial information. Our automated system evaluates your application within approximately 15 minutes or less. Upon approval, the requested amount is transferred directly to your designated bank account. Please ensure that all required information is provided accurately, as any errors or omissions may lead to delays or denial of approval.
The application process is designed to be as straightforward as possible. You will be guided through each step, and our system will notify you immediately if additional information is required.
SwiftFunds offers microloans ranging from $300 to $15,000 with a fixed monthly interest rate of 5%. You can choose a repayment term from 1 to 24 months, which allows you to select a payment schedule that best fits your financial circumstances. All loan terms, including the interest rate, fees, and repayment schedule, are clearly outlined in the agreement you sign upon loan approval.
The funds provided under the loan remain the property of SwiftFunds until the principal and accrued interest are fully repaid. We maintain transparency in all our terms to ensure you fully understand your obligations before accepting the loan.
Detailed documentation accompanies each loan, allowing you to review all financial aspects, such as the total amount to be repaid and the breakdown of monthly payments.
SwiftFunds collects various types of information to provide and enhance our Service. This includes:
We use this data to verify your creditworthiness, process your loan application, manage your account, and continuously improve our Service. Additionally, the information helps us tailor our offers and notifications to better suit your needs.
All data is handled in accordance with applicable data protection laws and is stored only as long as necessary to fulfill the purposes for which it was collected.
To streamline the processing of your application and improve our service quality, we partner with trusted third-party organizations such as credit bureaus, banks, payment processors, and analytics providers. In certain cases, a portion of your data may be shared with these partners to assess your creditworthiness and facilitate payment processing.
All data transfers are performed using modern encryption protocols and in strict compliance with data protection regulations. Your data is only shared to the extent necessary to deliver our Service and will not be used for any marketing or unrelated purposes without your explicit consent.
By using our Service, you explicitly consent to the sharing of your data with our approved partners for the purposes outlined above.
The security of your personal data is of utmost importance to SwiftFunds. We implement state-of-the-art encryption, secure server technologies, and conduct regular security audits to safeguard your information against unauthorized access, data breaches, or alterations.
Our security systems are continuously updated to adhere to the latest industry standards. Despite these measures, no online system can guarantee absolute security; therefore, we also recommend that you maintain the confidentiality of your account credentials and immediately report any suspicious activities.
As a user of SwiftFunds, you have the right to access, update, and request deletion of your personal data by contacting our support team. We are committed to responding to your inquiries promptly and ensuring that your data remains accurate and up-to-date.
It is your responsibility to provide accurate information during the application process and to keep your login credentials confidential. Any misuse of our Service or the submission of false data may result in suspension of your account or other legal consequences.
We value transparency and aim to empower you with control over your own data.
SwiftFunds reserves the right to modify these Terms at any time without prior notice. All updates will be posted on our website and will become effective immediately upon publication. We encourage you to review these Terms periodically to stay informed about any changes.
Your continued use of our Service following any changes indicates your acceptance of the revised Terms. If you do not agree with the changes, please discontinue using our Service.
These Terms are governed by and construed in accordance with the laws of the country in which SwiftFunds is registered. In the event of any dispute arising from or related to these Terms or the use of our Service, we will make every effort to resolve the matter amicably through negotiation.
Should an amicable resolution not be possible, the dispute may be submitted to arbitration or resolved in a court of competent jurisdiction at the registered office of SwiftFunds.
If you have any questions, comments, or concerns regarding these Terms or our data practices, please contact our support team. We are committed to providing comprehensive information and resolving any issues as quickly as possible.
Your trust is our highest priority. SwiftFunds is dedicated to providing efficient, transparent, and secure microloan services to help you quickly overcome financial challenges without unnecessary complications. We continuously enhance our services and technologies to ensure maximum comfort and protection for our clients. Thank you for choosing SwiftFunds – we are here to support you every step of the way.